Fire Destroys Home - Renters Didn't Have Insurance

A family of four in Knappa, Oregon had their rental destroyed by fire early Sunday morning. The husband and wife awoke to smoke in the house around 12:30 AM and managed to get the daughter that was home out safely. Their other daughter was away with friends. The rented home was completely destroyed along with all of the families possessions. Three cats and two turtles died in the fire while the families two dogs and a cat escaped. The owner of the home stated that the house was covered by fire insurance which is good since the damage was estimated at $200,000. The renters, though, didn't have renters insurance and have lost everything.

It's sad but events like this are commonplace. Could the renters have done anything to prevent the fire? Who knows. The cause is still under investigation but by not having renters insurance they are now faced with completely rebuilding their lives out of their own pocket. What if the fire is determined to be the tenants fault? By not having renters insurance they have placed themselves at serious financial risk. For as little as $10-$20 per month they might have been in a better position to handle this.

I sincerely hope the Wrights can land on their feet after this tragedy but I hope my readers can learn a lesson here.

Here's a link to the full story:

Fire destroys Knappa home